NEW YORK EVENT INSURANCE

Long Island venues—from Gold Coast estates to North Fork wineries—require $1M per occurrence / $2M aggregate liability coverage.

• Gold Coast Mansions & Estates
  Oheka Castle, The Mansion at Glen Cove, and de Seversky Mansion require certificates with the property named as Additional Insured. Historic estates often require Waiver of Subrogation endorsements and may require higher limits ($2M/$4M) for large events. We provide all required endorsements at no extra cost.
• Hotels & Country Clubs
  Crest Hollow Country Club, The Garden City Hotel, and Gurney’s Montauk require same-day proof of insurance with the property named as Additional Insured.
• Vineyards & North Fork Venues
  The Vineyards at Aquebogue, Pellegrini Vineyards, and Bedell Cellars require $1M/$2M liability with the winery named as Additional Insured.
• Parks & Botanical Gardens
  Old Westbury Gardens, Planting Fields Arboretum, and Nassau/Suffolk County parks require certificates with the appropriate municipality or “The People of the State of New York” named as Additional Insured.
• Beach & Waterfront Venues
  Hamptons beachfront properties and Montauk resorts require standard liability coverage. Some exclusive venues may require higher limits.

Popular Long Island Venues We Cover
Long Island’s premier venues—from Oheka Castle’s opulent ballrooms to the North Fork’s vineyard settings—all accept our coverage. Gold Coast estates like The Mansion at Glen Cove and NYIT de Seversky Mansion require Additional Insured endorsements; we provide same-day certificates with their exact requirements. East Wind Long Island, Crest Hollow Country Club, and Hamptons properties accept our standard coverage. For garden weddings at Old Westbury Gardens or waterfront events at Gurney’s Montauk, we meet all venue requirements.

Our coverage meets 99.9% of Long Island venue requirements.

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Western New York venues require $1M per occurrence / $2M aggregate liability coverage.

• City & County Venues
  Delaware Park, Buffalo waterfront venues, and City of Buffalo facilities require certificates with the City of Buffalo or Erie County named as Additional Insured. Our COIs include the exact municipal wording required.
• Hotels & Historic Venues
  Statler City, The Mansion on Delaware Avenue, Hotel @ The Lafayette, and The Curtiss Hotel require same-day proof of insurance with the property named as Additional Insured.
• Museums & Cultural Venues
  Albright-Knox Art Gallery, Buffalo History Museum, and The Darwin Martin House require liability coverage plus venue-specific Additional Insured endorsements.
• Niagara Falls Venues
  Niagara Falls State Park requires certificates naming “The People of the State of New York” as Additional Insured. Seneca Niagara Resort & Casino, The Giacomo Hotel, and Rapids Theatre have property-specific requirements.
• Large Events (500+ attendees)
  Events at KeyBank Center, Highmark Stadium, or large festivals may require higher limits ($5M+). Call us for custom quotes.

Popular Western NY Venues We Cover
Buffalo’s revitalized venues—from Statler City’s grand ballrooms to the historic Mansion on Delaware—all accept our coverage. Niagara Falls State Park requires New York State Additional Insured wording; we provide certificates with the exact language required. The Albright-Knox, Pearl Street Grill & Brewery, and The Terrace at Delaware Park accept our standard coverage. For Old Fort Niagara events or waterfront gatherings at Canalside, we meet all requirements.

Our coverage meets 99.9% of Western New York venue requirements.

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Finger Lakes venues—from lakeside resorts to award-winning wineries—require $1M per occurrence / $2M aggregate liability coverage.

• Museums & Cultural Venues
  George Eastman Museum, Memorial Art Gallery, and Strong National Museum of Play require liability coverage plus venue-specific Additional Insured endorsements naming their foundations or trusts.
• Hotels & Resorts
  Belhurst Castle, Geneva on the Lake, The Lake House on Canandaigua, and The Inns of Aurora require same-day proof of insurance with the property named as Additional Insured.
• Wineries & Vineyards
  Ventosa Vineyards, Wagner Vineyards, Dr. Konstantin Frank, and Finger Lakes wineries require $1M/$2M liability with the winery named as Additional Insured.
• State Parks & Public Venues
  Watkins Glen State Park, Letchworth State Park, and NYS facilities require certificates naming “The People of the State of New York” as Additional Insured. CMAC (Constellation Brands–Marvin Sands Performing Arts Center) has specific event requirements.
• City Venues
  Rochester venues including Wintergarden by Monroe’s, The Arbor at the Port, and Artisan Works require standard $1M/$2M liability with venue-specific endorsements.

Popular Finger Lakes Venues We Cover
The Finger Lakes’ destination wedding venues—from Belhurst Castle to Geneva on the Lake—all accept our coverage. Lakeside properties like The Lake House on Canandaigua and The Inns of Aurora require Additional Insured endorsements; we deliver same-day certificates with their exact requirements. Wineries throughout the region including Ventosa Vineyards and Wagner Vineyards accept our standard coverage. For concerts at CMAC or outdoor events at Watkins Glen, we meet all requirements.

Our coverage meets 99.9% of Finger Lakes venue requirements.

Capital Region venues require $1M per occurrence / $2M aggregate liability coverage.

• State & Government Venues
  Empire State Plaza, New York State Museum, and state-owned facilities require certificates naming “The People of the State of New York” as Additional Insured. The Empire State Plaza Convention Center has specific exhibitor insurance requirements.
• City & County Venues
  Washington Park, Albany Riverfront, and City of Albany facilities require certificates with the City of Albany or Albany County named as Additional Insured.
• Hotels & Historic Venues
  The State Room, Renaissance Albany Hotel, and Glen Sanders Mansion (Scotia) require same-day proof of insurance with the property named as Additional Insured.
• Museums & Cultural Venues
  Albany Institute of History & Art and The Egg Performing Arts Center require liability coverage plus venue-specific Additional Insured endorsements.

Popular Capital Region Venues We Cover
Albany’s historic venues—from The State Room to Glen Sanders Mansion—all accept our coverage. State-owned facilities at Empire State Plaza require New York State Additional Insured wording; we provide certificates with the exact language required. Albany Country Club, Wolferts Roost Country Club, and Key Hall at Proctors accept our standard coverage. For outdoor events at Washington Park or conventions at the Empire State Plaza, we meet all requirements.

Our coverage meets 99.9% of Capital Region venue requirements.

Saratoga Springs venues require $1M per occurrence / $2M aggregate liability coverage.

• State Park Venues
  Saratoga Spa State Park, The Hall of Springs, and SPAC (Saratoga Performing Arts Center) require certificates naming “The People of the State of New York” as Additional Insured. The Hall of Springs has specific event requirements for galas and weddings.
• Hotels & Resorts
  The Adelphi Hotel, Saratoga Casino Hotel, and The Gideon Putnam require same-day proof of insurance with the property named as Additional Insured.
• Historic & Cultural Venues
  Canfield Casino (in Congress Park), National Museum of Dance, and Saratoga Race Course have specific insurance requirements. Race Course events during the meet require advance coordination.
• Golf & Country Clubs
  Saratoga National Golf Club and Saratoga Golf & Polo Club require $1M/$2M liability with the club named as Additional Insured.

Popular Saratoga Venues We Cover
Saratoga’s elegant venues—from The Hall of Springs to the historic Canfield Casino—all accept our coverage. State park venues including SPAC require New York State Additional Insured wording; we provide certificates with the exact language required. The Adelphi Hotel, Saratoga National Golf Club, and The Lodge at Saratoga Casino Hotel accept our standard coverage. For events during racing season or galas at The Hall of Springs, we meet all requirements.

Our coverage meets 99.9% of Saratoga Springs venue requirements.

Central New York venues require $1M per occurrence / $2M aggregate liability coverage.

• City & County Venues
  Onondaga Lake Park, NBT Bank Stadium area, and Onondaga County facilities require certificates with Onondaga County or the City of Syracuse named as Additional Insured.
• Hotels & Convention Facilities
  Marriott Syracuse Downtown, Oncenter Complex (convention center), and The Parkview Hotel require same-day proof of insurance with the property named as Additional Insured.
• Museums & Unique Venues
  Everson Museum of Art, Rosamond Gifford Zoo, and MOST (Museum of Science & Technology) require liability coverage plus venue-specific Additional Insured endorsements.
• University Venues
  Syracuse University facilities including the Carrier Dome (JMA Wireless Dome) have specific insurance requirements for private events.

Popular Central NY Venues We Cover
Syracuse’s diverse venues—from the historic Marriott Syracuse Downtown to Onondaga Lake Park—all accept our coverage. The Oncenter convention facilities and Everson Museum require Additional Insured endorsements; we provide same-day certificates with their exact requirements. Rosamond Gifford Zoo, Drumlins Country Club, and Skaneateles venues accept our standard coverage.

Our coverage meets 99.9% of Central New York venue requirements.

Catskills venues—from mountain resorts to rustic barns—require $1M per occurrence / $2M aggregate liability coverage.

• Resorts & Retreats
  The Emerson Resort & Spa, Scribner’s Catskill Lodge, and Full Moon Resort require same-day proof of insurance with the property named as Additional Insured.
• Barn & Estate Venues
  The Roxbury Barn & Estate, Spillian, and Cedar Lakes Estate require $1M/$2M liability with venue-specific Additional Insured endorsements. Many rustic venues require Waiver of Subrogation—we provide this at no extra cost.
• State Parks & Preserves
  Catskill State Park facilities, North-South Lake, and state-owned venues require certificates naming “The People of the State of New York” as Additional Insured.
• Hotels & Boutique Properties
  The Roxbury, Eastwind Hotel & Bar, and Catskills boutique properties require standard liability coverage with the property named as Additional Insured.

Popular Catskills Venues We Cover
The Catskills’ destination wedding venues—from Full Moon Resort to The Roxbury Barn & Estate—all accept our coverage. Mountain resorts like The Emerson and Scribner’s require Additional Insured endorsements; we deliver same-day certificates with their exact requirements. Rustic venues like Cedar Lakes Estate and Spillian accept our coverage. For retreat centers and wellness venues throughout the region, we meet all requirements.

Our coverage meets 99.9% of Catskills venue requirements.

Adirondacks and Lake George venues require $1M per occurrence / $2M aggregate liability coverage.

• Lakeside Resorts
  The Sagamore Resort, The Inn at Erlowest, and Fort William Henry Hotel require same-day proof of insurance with the property named as Additional Insured. Some properties require Waiver of Subrogation endorsements—we provide these at no extra cost.
• State Parks & Public Lands
  Adirondack Park venues, Lake George Beach State Park, and New York State facilities require certificates naming “The People of the State of New York” as Additional Insured.
• Private Clubs & Marinas
  Lake George Club, Dunham’s Bay Resort, and waterfront venues require $1M/$2M liability with the property named as Additional Insured.
• Hotels & Lodges
  The Boathouse Restaurant, Lake Placid Lodge, Mirror Lake Inn, and Whiteface Lodge require standard liability coverage with venue-specific endorsements.

Popular Adirondacks Venues We Cover
The Adirondacks’ destination wedding venues—from The Sagamore Resort to The Inn at Erlowest—all accept our coverage. Lakeside properties require Additional Insured endorsements; we deliver same-day certificates with their exact requirements. Lake Placid venues including Mirror Lake Inn and Lake Placid Lodge accept our standard coverage. For state park events throughout the Adirondack Park, we meet all New York State requirements.

Our coverage meets 99.9% of Adirondacks venue requirements.

Westchester venues—from historic estates to luxury hotels—require $1M per occurrence / $2M aggregate liability coverage.

• Historic Estates & Mansions
  Tarrytown House Estate, Lyndhurst Mansion, and Sleepy Hollow Country Club require certificates with the property named as Additional Insured. Historic properties often require Waiver of Subrogation endorsements—we provide these at no extra cost.
• Hotels & Conference Centers
  The Ritz-Carlton Westchester, Westchester Marriott, and The Opus Westchester require same-day proof of insurance with the property named as Additional Insured.
• Parks & Gardens
  Lasdon Park and Arboretum, Kykuit (Rockefeller Estate), and Westchester County parks require certificates with Westchester County or the appropriate trust named as Additional Insured.
• Farm & Restaurant Venues
  Blue Hill at Stone Barns requires specific insurance requirements for private events. Contact us for certificates that meet their exact specifications.
• Country Clubs
  Westchester Country Club, Brae Burn Country Club, and private clubs throughout the county require $1M/$2M liability with club-specific Additional Insured endorsements.

Popular Westchester Venues We Cover
Westchester’s sophisticated venues—from The Ritz-Carlton to Tarrytown House Estate—all accept our coverage. Historic properties like Lyndhurst Mansion require Additional Insured endorsements; we provide same-day certificates with their exact requirements. Country clubs, corporate conference centers, and venues throughout the county accept our standard coverage. For farm-to-table events at Blue Hill at Stone Barns or garden weddings at Lasdon Park, we meet all requirements.

Our coverage meets 99.9% of Westchester County venue requirements.

• NYC Parks Department Requirements
  All events in New York City parks—including Central Park, Prospect Park, and Brooklyn Bridge Park—require permits and proof of insurance submitted 30+ days in advance. Certificates must name “The City of New York” as Additional Insured with specific indemnification language. Our certificates include the exact wording NYC Parks requires.
• New York State Parks
  Events at state parks, historic sites, and state-owned facilities require certificates naming “The People of the State of New York” as Additional Insured. This applies to venues like Niagara Falls State Park, Saratoga Spa State Park, Watkins Glen, and facilities throughout the Adirondack and Catskill Parks.
• Liquor Liability
  New York’s Dram Shop Act (General Obligations Law § 11-101) holds providers liable for serving visibly intoxicated persons. If you’re serving alcohol without selling it (open bar, BYOB), Host Liquor Liability is included in all policies at no extra cost. If selling alcohol (cash bar, ticket sales), you need Liquor Liability coverage—available as an add-on.
• Historic Venue Requirements
  Many New York historic properties—from Hudson Valley estates to Gold Coast mansions—require Waiver of Subrogation endorsements in addition to standard Additional Insured language. We provide these endorsements at no extra cost.
• Convention & Trade Show Requirements
  The Javits Center, Oncenter Syracuse, and major convention facilities require exhibitors and event hosts to carry specific insurance limits. Trade shows typically require certificates naming the facility and its management company as Additional Insureds.
• Winter Events
  Outdoor winter events in New York may require additional considerations. Many venues require indoor backup plans, and some outdoor venues are unavailable November through April. Contact us about event cancellation coverage for weather-related concerns.

Need for comprehensive coverage? Start your event insurance quote today.