WASHINGTON EVENT INSURANCE

Tacoma venues require $1M per occurrence / $2M aggregate liability coverage.

• Greater Tacoma Convention Center
  The Greater Tacoma Convention Center requires proof of insurance for all exhibitors and event hosts with certificates naming the facility and the City of Tacoma as Additional Insureds.
• City of Tacoma Venues
  Events at Point Defiance Park & Zoo and city facilities require certificates naming “City of Tacoma” or “Metro Parks Tacoma” as Additional Insured depending on the venue.
• Museums & Cultural Venues
  Museum of Glass, Tacoma Art Museum, and Foss Waterway Seaport require certificates naming the specific institution as Additional Insured. Waterfront museum venues have specific requirements.
• Hotels & Historic Venues
  Courtyard Tacoma Downtown, The Historic 1625 Tacoma Place, and downtown properties require same-day proof of insurance with the property named as Additional Insured.

Popular Tacoma Venues We Cover
Tacoma’s venues-from the Museum of Glass to Foss Waterway Seaport-all accept our coverage. City of Tacoma and Metro Parks venues require municipal Additional Insured wording; we provide certificates with the exact language required. Tacoma Art Museum, the Greater Tacoma Convention Center, and The Historic 1625 accept our standard coverage. For waterfront weddings, art galas, or regional conferences, we meet all requirements.

Bellevue venues require $1M per occurrence / $2M aggregate liability coverage.

• Meydenbauer Center
  Meydenbauer Center requires proof of insurance for all exhibitors and event hosts with certificates naming the Bellevue Convention Center Authority as Additional Insured.
• City of Bellevue Venues
  Events at Bellevue Botanical Garden and Bellevue Downtown Park require certificates naming “City of Bellevue” as Additional Insured.
• Luxury Hotels
  The W Bellevue, The Westin Bellevue, and downtown hotels require same-day proof of insurance with the property named as Additional Insured.
• Golf & Country Clubs
  The Golf Club at Newcastle and Overlake Golf and Country Club require certificates with property-specific Additional Insured endorsements. Private clubs may have higher limit requirements.

Popular Bellevue Venues We Cover
Bellevue’s upscale venues-from Meydenbauer Center to The Golf Club at Newcastle-all accept our coverage. City of Bellevue venues require municipal Additional Insured wording; we provide certificates with the exact language required. The W Bellevue, The Westin, and Bellevue Botanical Garden accept our standard coverage. For tech summits, luxury weddings, or nonprofit galas, we meet all requirements.

Bellingham and San Juan Islands venues require $1M per occurrence / $2M aggregate liability coverage.

• Waterfront Venues
  Bellingham Cruise Terminal & Event Space, Hotel Bellwether, and bayfront venues require certificates naming the property as Additional Insured.
• Historic Estates
  Lairmont Manor and historic estate venues require same-day proof of insurance with the property named as Additional Insured. Historic venues may have specific setup and catering restrictions.
• City & Park Venues
  Zuanich Point Park, Bellingham Ferry Terminal Lawn, and city facilities require certificates naming “City of Bellingham” or “Port of Bellingham” as Additional Insured depending on the venue.
• Western Washington University
  WWU facilities require certificates naming “Western Washington University” or “State of Washington” as Additional Insured.
• Cultural Venues
  Mount Baker Theatre and Whatcom Museum require liability coverage plus venue-specific Additional Insured endorsements.
• San Juan Islands Venues
  Island resorts, private estates, and waterfront venues on San Juan, Orcas, and Lopez Islands require certificates naming the property as Additional Insured. Ferry-dependent logistics make advance planning essential; some island venues require higher limits.

Popular Bellingham & San Juan Venues We Cover
Bellingham and island venues-from Lairmont Manor to Hotel Bellwether-all accept our coverage. City and Port venues require specific Additional Insured wording; we provide certificates with the exact language required. Whatcom Museum, Mount Baker Theatre, and island resorts accept our standard coverage. For coastal weddings, university conferences, or island celebrations, we meet all requirements.

Washington Banquet Permits (WSLCB)
For private events (weddings, company banquets, retirement parties) where alcohol is served but NOT sold, Washington requires a Banquet Permit from the Washington State Liquor and Cannabis Board (WSLCB). Banquet permits cost $25 per day and are available online through the LCB Portal. Attendance must be invitation-only, the event cannot be advertised to the public, and alcohol must be free (no separate charge, no donations). When you buy the permit online, a copy is sent to your local liquor enforcement office. If you’re serving alcohol without selling it, host liquor liability is included in all our policies at no extra cost.
Learn more: WSLCB Banquet Permits | Order Banquet Permits Online

Special Occasion Licenses (Nonprofits Selling Alcohol)
If a nonprofit wants to SELL alcohol at an event, it needs a Special Occasion License ($60 per day, per location), not a banquet permit. Applications must be submitted to the WSLCB at least 45 days before the event. Only bona fide nonprofit organizations qualify.
Learn more: WSLCB Special Occasion Licenses

MAST Server Training
Washington’s Mandatory Alcohol Server Training (MAST) permit is not legally required for banquet-permit events, but it’s highly recommended, and many Washington venues require servers and bartenders to hold a MAST permit as a condition of rental. Licensed caterers serving alcohol offsite must have MAST-certified staff.
Learn more: WSLCB Mandatory Alcohol Server Training

City of Seattle Endorsement Forms
Seattle is stricter than most cities: it requires the actual ISO endorsement form (CG 20 12 or CG 20 26 for general liability) attached to the certificate, and a plain certificate naming the city is not enough. Seattle also